• Individual Insurance
  • Medicare Plans
  • Employee Benefits
  • Life Insurance

About Us

Established in 1966, Ownbey Agency Inc is a full service Health, Life and Employee Benefits Insurance Agency. Over the past 50 years, the Agency has grown and expanded to meet the changing climate in the insurance industry. The Ownbey Agency is an entirely independent agency. This means that we market several major insurance carriers in order to offer a wide range of benefit designs and cost alternatives to our clients. As an independent agency, we are able to present objective recommendations that serve our client’s best interests.

Ron Ownbey is owner and president of Ownbey Agency. He became licensed in 1966 to sell life, health, casualty and variable annuities. He is certified to sell life, health individual plans, employee benefits and all types of Medicare plans. He is a past member of the Delta Dental of Arkansas Board of Directors where he served 22 years and as chairman for 6 years.

Lisa Kirchner has worked for Ownbey Agency since 1992. She became licensed in 2010 and opened the NWA Ownbey Agency office. Lisa is licensed to sell life, health individual plans, group employee benefits and all types of Medicare plans.

Products & Services

Ownbey Agency has built a reputation on outstanding service. Working in partnership with you, our client, we stand ready to assist you in meeting your every insurance need.

Individual Insurance

We understand that for our clients, the safety and good health of their families is one of the most important aspects of their lives. That’s why we work diligently with the state’s best insurance providers to find the best, most cost-effective health insurance options for yourself and your family.

Healthcare can be extremely complicated, as we all know. Our agents are there to guide, educate, and support you in this very important decision because your health is important and deserves the best possible insurance.

Types of plans offered:

  • Affordable care act plans
  • Short term medical-for those times you are in between insurance
  • Dental
  • Vision


Medicare is health insurance for people 65 or older or certain people under 65 with disabilities. Medicare is comprised of 4 main parts and knowing how to navigate around it can be confusing. Let us help you through the process. We will take the time to educate you on all the options Medicare has to offer.

  • All types of Medicare plans

Employee Benefits

Offering group benefits to your employees has become more important than ever for business owners. Taking care of your employees is one of the best investments you can make. We offer a wide range of insurance policies for personal and business needs. Let us help your employees by providing them with great insurance and making the coverage process as simple as possible.

Types of plans offered:

  • Medical
  • Dental
  • Vision
  • Short Term Disability
  • Long Term Disability
  • Group Life and AD&D
  • Ancillary Products
  • Cafeteria Plan

Life Insurance

Life insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family.

Your life insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realitites.

Types of plans offered:

  • Term Life Insurance
  • Whole Life Insurance



Ron Ownbey, Agent

  • 407 East 4th Street
    Russellville, AR 72801
  • 479-968-2522
  • 479-968-2690


Lisa Kirchner, Agent

  • 4700 So. Thompson
    Suite C-101
    Springdale, AR 72764
  • 479-249-6288
  • 479-347-7174